eToro at a Glance
eToro is a multi-asset trading platform founded in Israel in 2007 that has grown into one of the most recognized names in retail investing. As of 2026, it serves over 35 million registered users across more than 100 countries. While it also offers stocks and ETFs, crypto trading is one of its most popular product lines.
The platform built its reputation on its social trading ecosystem — a concept eToro essentially pioneered. Instead of navigating charts and indicators alone, users can browse the profiles of other traders on the platform, see their performance history, and automatically copy their trades in real time. This makes eToro particularly attractive to newcomers who want market exposure without the learning curve of active trading.
eToro went public on Nasdaq in May 2025, which brought increased regulatory scrutiny and transparency to its operations. The company is regulated by the FCA in the UK, CySEC in Europe, ASIC in Australia, and FinCEN in the United States, making it one of the more heavily regulated crypto platforms available to retail investors.
Fees Breakdown
eToro's pricing structure is straightforward but not the cheapest in the market. Every crypto trade — buy or sell — carries a flat 1% fee. There are no maker/taker distinctions, no volume discounts, and no hidden spreads on crypto (though forex and CFD products do carry spreads). For context, Coinbase Advanced Trade charges 0.40%/0.60% for standard users, making eToro roughly twice as expensive for frequent traders.
- Crypto trading fee: 1% per transaction (both buys and sells)
- Withdrawal fee: $5 flat fee per withdrawal
- Minimum withdrawal: $30
- Inactivity fee: $10/month after 12 months of no login
- Currency conversion: Non-USD deposits incur a conversion fee (varies by method)
The 1% fee is the most important number to understand. On a $1,000 trade, you pay $10 to buy and another $10 if you sell — a $20 round-trip cost. For long-term holders who trade infrequently, this is manageable. For active traders executing dozens of trades per month, costs accumulate quickly. If minimizing fees is your priority, see our comparison of lowest-fee crypto exchanges in 2026.
Supported Cryptocurrencies
eToro supports over 100 cryptocurrencies in 2026, covering the major assets and a growing selection of altcoins. The core list includes Bitcoin, Ethereum, XRP, Solana, Cardano, Polkadot, Chainlink, and most of the top 50 by market cap. A number of DeFi tokens and Layer 2 assets have also been added in recent platform updates.
However, eToro's selection remains narrower than dedicated crypto exchanges like Kraken or Binance, which list hundreds or thousands of tokens. If you are looking for newer altcoins, memecoins, or small-cap tokens, eToro is unlikely to have them. The platform prioritizes regulated, established assets over speculative listings.
One important distinction: when you buy crypto on eToro's main platform (outside the eToro Money wallet), you are buying a contract that tracks the price of the asset. You do not receive the underlying crypto unless you transfer it to the eToro Money wallet. This is fine for price exposure but means eToro is not suitable if you need to move assets to DeFi protocols or other wallets. For self-custody options, our best crypto wallets for beginners guide covers the alternatives.
CopyTrader: Social Trading Explained
CopyTrader is eToro's flagship feature and the main reason many users choose the platform over competitors. It allows any user to allocate a portion of their portfolio to automatically replicate the trades of another eToro user, proportionally and in real time. The minimum copy amount is $200.
Popular investors on the platform — those with verified track records, a minimum follower count, and risk score requirements — receive a monthly payment from eToro based on the number of copiers they attract. This creates an incentive structure where successful traders share their strategies publicly, since more copiers means more income. As of early 2026, the top 100 popular investors on eToro collectively manage over $800 million in copy allocations.
CopyTrader is genuinely useful for beginners who want diversified exposure without managing positions manually. However, past performance is never a guarantee of future results, and even popular investors with multi-year track records can experience drawdowns. Copying should be treated as a managed investment approach, not a passive income strategy, and portfolio diversification across multiple copiers is advisable.
eToro Wallet and Withdrawals
eToro offers a separate product called eToro Money (previously known as the eToro Wallet) that allows users to hold actual cryptocurrency and transfer it to external addresses. Transferring assets from the main eToro platform to the eToro Money wallet is free, and from there you can send crypto to any compatible external wallet.
US-based users have a more restricted experience. Crypto transfers to external wallets have historically been limited on the US platform, though eToro has been gradually expanding this functionality following its Nasdaq listing and increased regulatory engagement. Always check the current capabilities for your specific region before signing up if external wallet transfers are important to you.
The $5 withdrawal fee for moving USD out of the platform is a notable ongoing cost for users who deposit and withdraw regularly. Minimum deposits vary by region and payment method but start at $10 for most markets. Read more about wallet withdrawal best practices in our guide to transferring crypto between wallets.
Who Should Use eToro?
eToro is the right fit for investors who value simplicity, social features, and a regulated environment over razor-thin fees. Beginners who want to buy Bitcoin or Ethereum alongside stocks in a single app will find eToro intuitive and well-designed. The CopyTrader feature genuinely lowers the barrier to entry for those who want crypto exposure but lack confidence in their own trading decisions.
Active traders, DeFi users, and anyone prioritizing low fees will find eToro limiting. The 1% flat fee becomes expensive at volume, the asset selection excludes newer tokens, and the platform is not designed for chart-heavy analysis or advanced order types. For those users, a platform like Kraken or Coinbase Advanced Trade will serve better. See our full best crypto exchanges 2026 ranking for the full picture.
Long-term holders who plan to buy and rarely sell may also find eToro's fee structure acceptable — paying 1% once to enter a position and holding for years means the fee impact is minimal. For this profile, combined with the convenience of a multi-asset platform, eToro represents genuine value.
FAQ
Is eToro safe for crypto in 2026?
eToro is regulated by multiple financial authorities including the FCA, CySEC, and ASIC, which provides a meaningful layer of oversight compared to unregulated platforms. The company's 2025 IPO further increased its transparency obligations. However, crypto held on the main eToro platform is not covered by typical investor protection schemes, so treating it as a trading account rather than a long-term custody solution is advisable for large holdings.
Does eToro charge fees for holding crypto?
eToro does not charge ongoing fees for holding crypto positions. The 1% fee applies only at the time of buying and selling. The only recurring cost to be aware of is the $10 monthly inactivity fee, which kicks in after 12 consecutive months without logging in. As long as you remain an active user, there are no custody or holding fees on crypto positions.
Can I move my eToro crypto to a hardware wallet?
Yes, but with extra steps. You first need to transfer from the main eToro platform to the eToro Money wallet, then send from there to your hardware wallet address. Availability of external transfers depends on your country of residence. For full self-custody from day one, a platform like Coinbase or Kraken paired with a Ledger or Trezor device may be more straightforward.
